DIY

It may come as a shock to learn that if you are injured and unable to communicate, or you are diagnosed with dementia, that your spouse and children cannot make medical decisions for you.

A sluggish economy has incentivized people to do their own home repairs, cook for themselves more and perform other tasks that in a more vibrant economy might not be necessary. Unfortunately, as part this trend, many individuals are using cookie-cutter, out-of-the-box wills and will programs to plan for their heirs and beneficiaries when they pass away.